Online Banking offers many tools to help simplify the management of your finances from the convenience of your home, office, or anywhere – 24 hours a day, 7 days a week. Self-enrollment in Online Banking is easy!
Enroll in Online Banking Today!
Click the “Online Banking Log In” button at the top right of your screen. Then, click on “New user? Register Here” and follow the prompts.
Important: GCCU must have your current contact information in our system to complete the secure Online Banking enrollment. Help screens are available along the way.
Online Banking Features:
Transfer & Payments
Transfer money between your GCCU accounts and your account at another financial institution or make loan payments.
Electronic Check Copies
View and print electronic images of your paid checks.
Person-to-Person Transfer
Person-to-Person (P2P) transfers provide members with an easy way to send money to anyone, anywhere, anytime, with just a few simple clicks. All you need is their email address or mobile phone number.
Free Electronic Bill Pay Service
The free, unlimited, premium, on-demand solution to receive, view, manage, and pay all your bills (electronic or not) from a single website. Electronic Bill Pay is secure, reliable, and easy to use, providing fast, efficient payment delivery. Enhanced features include electronic bills, same-day electronic payment (expedited payment), and custom reporting.
Easy Access to e-Statements
Receive and view your monthly statement electronically at your convenience. Subscribed members are notified via email when the statement is available. Statements can be accessed through Online Banking and will be available for a period of five years from the date of enrollment.
Download Transactions
Download your transactions into Quicken or Microsoft Excel.
Online Banking Security
We are committed to maintaining the security of your accounts and personal information every day. To help ensure that, we have added additional security features to our Online Banking called Multi-Factor Authentication, or MFA. These security features have been added to guard against various attacks, such as:
Phishing – Uses spam emails to redirect members to look-alike online banking sites to harvest login details.
Pharming – Uses false URLs to redirect members to look-alike sites to gather login details.
Keylogger – Program/script that monitors members’ keystrokes to gather login details.
Brute Force Attack – Program/script that sends login requests to the home banking website to gather login details.
Download Our Mobile Banking App
From your mobile device, visit the iTunes® or Google® Play Store to download the GCCU Mobile App.
There is no hardware to buy or service to subscribe to. Once downloaded, you can automatically begin checking your balance and transferring funds.
Mobile App Features:
Eligibility
You will use your login credentials from Online Banking to log into the app.
You must have your current contact information on file with GCCU.
Remote Deposit
Remote Deposit Capture – With the GCCU Mobile Banking App, you no longer have to drive to the branch or ATM to deposit checks. Now, you can make a deposit from your smartphone or computer anytime, anywhere. 24×7 access means you can quickly and easily deposit checks on your schedule.
Deposit Limits
GCCU reserves the right to establish and assign deposit limits for this service (including limits on the dollar amount and/or the number of checks that you may transmit through the service each day) and modify these limits from time to time.
The current daily deposit limit is $5,000 with a maximum of (10) items per day.
The current monthly deposit limit is $20,000 with a maximum of (50) items per month.
Mobile Deposit Check Endorsement
If you would like to deposit a check via Mobile Remote Deposit Capture, you must endorse the check in the following manner:
GCCU Mobile Deposit Only, Acct # _____ Your Signature
If you do not endorse your check for mobile deposit properly, your deposit will be rejected.
Rejected Deposits
You are responsible for verifying that your deposits made via remote deposit have been received and accepted. If a remote deposit check is rejected, you must physically deposit the check at one of our branches. Securely store the deposited check for 45 days. After the 45-day retention period, mark the check “VOID” and destroy the original.
Deposit Availability & Holds
Approved deposits made before 4:30 p.m. will be posted the same business day. Deposits made after 4:30 p.m. will be posted the following business day. If your approved deposit exceeds $500.00, a two-day hold will be placed on the amount exceeding $500.00. $500.00 of the approved deposit will be available immediately.
Bill Pay
Tired of wondering if you mailed that payment on time, or maybe you ran out of stamps? GCCU now offers a solution for you to receive, view, manage, and pay all your bills, electronic or not. Maximize the convenience of our existing Home On-Line Service. Electronic Bill Pay is secure, reliable, and easy to use, providing fast and efficient payment delivery. Enhanced features include electronic bills, same-day electronic payment (expedited payment), and custom reporting. Fees apply to expedited payments.
Online Bill Pay Features
View your bills online
Pay virtually all your bills from one website
Schedule single, recurring, or future-dated payments
Make changes to scheduled payments before they are sent
Receive e-mail notifications that remind you of bill activity
Track your payment status and history
Customize reports to track budget spending
E-Statements
Get and view your monthly statement electronically at your convenience. By enrolling, you will receive notice via your email that your statements are ready and available through your secure Online Banking login. Statements will be available for a period of five years from the date of creation. Enroll today through Online Banking!